Expert advice on cutting your auto insurance costs

Expert advice on cutting your auto insurance costs

Posted: Updated:
ATLANTA -

There are basically five factors you can use to determine your rate on insurance. Number one is going to be your driving record.

One of the important things to do when you're trying to get your rate down is to look for discounts. If you lump your coverage in with, for example, your home owner's insurance or a life insurance, then your provider is likely to offer you a discount which will help lower your rate and overall payment.

Also, if you carpool and you notify your agent that three days a week you are carpooling, that's gong to be taken into account.

Be aware that some insurance companies are starting to place a computer chip in vehicles they insure to help them determine how often you are breaking the speed limit and how often you are panic stopping.

Take into account that there are certain pricing factors that you can't control -- your age and gender, for example -- and some factors you can control -- your driving.

There are about 200 insurance companies that offer auto policies in Georgia, so be sure to comparison shop before settling on a policy that best fits your needs.

  • Good Day ArchiveMore>>

  • Back to School Jamboree with Hosea Feed The Hungry

    Back to School Jamboree with Hosea Feed The Hungry

    Hosea Feed the Hungry will host their annual Back to School Jamboree on Sunday, July 13, 2014 from 10:00 a.m. until 3:00 p.m. at Turner Field. Children will receive a backpack filled with school supplies.

    Hosea Feed the Hungry will host their annual Back to School Jamboree on Sunday, July 13, 2014 from 10:00 a.m. until 3:00 p.m. at Turner Field. Children will receive a backpack filled with school supplies.

  • Good Day Atlanta

    Taco Thursday: Red Pepper Taqueria

    Taco Thursday: Red Pepper Taqueria

    Thursday, August 28 2014 10:19 AM EDT2014-08-28 14:19:31 GMT
    Are you addicted to tacos? So are the folks at Red Pepper Taqueria, and they would love nothing more than to help feed your taco addiction on a regular basis.
    Are you addicted to tacos? So are the folks at Red Pepper Taqueria, and they would love nothing more than to help feed your taco addiction on a regular basis.
  • Good Day Atlanta

    Actress Taraji P. Henson discusses her new film: No Good Deed

    Actress Taraji P. Henson discusses her new film: No Good Deed

    Thursday, August 28 2014 9:25 AM EDT2014-08-28 13:25:05 GMT
    Terri (Taraji P. Henson) is a devoted wife and mother of two, living an ideal suburban life in Atlanta when Colin (Idris Elba), a charming but dangerous escaped convict, shows up at her door claiming car trouble.
    Terri (Taraji P. Henson) is a devoted wife and mother of two, living an ideal suburban life in Atlanta when Colin (Idris Elba), a charming but dangerous escaped convict, shows up at her door claiming car trouble.
  • Katie Beasley's storiesMore>>

  • SKYFOX Traffic

    Tips for navigating around Georgia Dome traffic

    Tips for navigating around Georgia Dome traffic

    Thursday, August 21 2014 9:16 AM EDT2014-08-21 13:16:27 GMT
    For the next three years, if you plan to be anywhere near the Georgia Dome, expect delays and plan ahead. That's the word from officials as we head into fall, the Dome's busiest time of the year.
    For the next three years, if you plan to be anywhere near the Georgia Dome, expect delays and plan ahead. That's the word from officials as we head into fall, the Dome's busiest time of the year.
  • SKYFOX Traffic

    Small windshield crack could cause big problems

    Small windshield crack could cause big problems

    Thursday, August 14 2014 9:18 AM EDT2014-08-14 13:18:04 GMT
    It's one of the most important safety features on your vehicle. We're not talking about tires or your steering wheel, we're talking about your windshield.
    It's one of the most important safety features on your vehicle. We're not talking about tires or your steering wheel, we're talking about your windshield.
  • Atlanta Beltline celebrates success

    Atlanta Beltline celebrates success

    Thursday, August 7 2014 8:14 AM EDT2014-08-07 12:14:51 GMT
    It started as an idea 15 years ago, now the Atlanta Beltline is a huge success, users say. This summer an international panel awarded it the grand prize for "Best Rehabilitation Project" across the globe.
    It started as an idea 15 years ago, now the Atlanta Beltline is a huge success, users say. This summer an international panel awarded it the grand prize for "Best Rehabilitation Project" across the globe.
Powered by WorldNow
Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | New Terms of Service What's new | Ad Choices